SmartGullak automatically intercepts UPI transactions, recognizes recurring SIPs & rent, manages digital subscriptions, and builds interactive Smart Journey financial milestones—all while backing up securely to Google Cloud.
From real-time notification tracking to automated wealth insights and subscription management, SmartGullak does it all.
Parses incoming bank & UPI SMS notifications (GPay, PhonePe, Paytm, HDFC, SBI) instantly. No manual typing required.
AI Action Cards recognize salary credits, monthly rent, recurring bills, and subscription renewals with memory learning.
Replaces boring lists with meaningful financial milestones (🎉 Salary, 📈 SIP, ☕ Coffee spend spikes +30%, ⚠️ Renewals due).
Switch between Line, Bar, and Pie chart views with swipeable total income vs spending cards and joint family ledgers.
Seamlessly backs up your transaction history to your private Google Drive account. Reinstalling the app restores all your data automatically.
Ask natural language queries, scan receipt slips via AI OCR, and receive witty daily money roasts or encouragement.
SmartGullak respects your privacy. Your financial records stay isolated in secure Room SQLite databases and encrypted Google Cloud Auto-Backup.